Help with your fees

We have a number of ways to help students pay their fees. Financial assistance is based on your age, your circumstances and the type of course you wish to study. Please note, if you have not lived in the European Union (EU) for the last 3 years, International Fees may apply, please ask for more information.

Read our Help With Fees [PDF] guide here.

Fee Concessions: Leisure and Wellbeing Courses

You could be eligible for 50% discount off eligible courses if your household income less than £27,000 and you meet any of the criteria below:

  • Unemployed and on benefits
  • A carer
  • 65+ and living alone
  • Learning difficulties or disabilities
  • Mental health difficulties

You could be eligible for 25% discount off eligible courses:

  • If you are aged 70 or over

To apply for one of these discounts, you will need to complete a self-declaration when you enrol online or in person.

Fee Concessions: Funded Qualification Courses

You could be eligible for a free government-funded qualification course, if you are one of the following:

  • Studying an English or Maths course

 

  • Aged 19 to 23
    • Studying an Entry Level or Level 1 learning aim to progress to a first full Level 2 qualification. (Excludes English, maths and ESOL)
    • Studying your first full Level 2 or first full Level 3 qualification

 

    • Studying your first full Level 4 without having a Level 3

 

  • Aged 19+, unemployed and receiving eligible benefits
    • Bring one of the following benefit awarding letters dated within the last three months as evidence. Up-to-date bank statement showing the payments made into your bank account may be accepted if used in conjunction with an out of date official document. 
Job Seeker's AllowanceIncome Support
Council Tax ReductionEmployment Support Allowance
Housing BenefitWorking Tax credits (applicable to dependants only)
Universal Credits 


You could be eligible for 50% off your qualification course if you are:

  • Aged 19+ on a low income

To apply for one of these concessions, you will need to provide evidence of your eligibility when you enrol in person. 

Eligibility Criteria

Evidence Required

(Documents must be dated within the last three months of the time of enrolment)
Household income below £23000 per annumLearners who are in receipt of means tested state benefits may prove their entitlement by providing the benefit awarding letter.
If learners are not receiving any means tested state benefits, they are required to provide proof of income of all adult members of the household. This includes a current Council Tax bill, bank statements and payslips for the last three months. Learners who are self-employed and cannot provide payslips, are required to prove self–employed income.

Please make sure you bring your ID and National Insurance Number. If you are not from the UK, you must bring a passport or national ID card as your photo ID.

Help to pay course-related costs for funded qualifications

We could help you with your course-related costs, such as childcare, travel and materials costs. How we can help will depend on your age and circumstances.

If you are aged 16 – 18 years, you could apply for:

  • Travel and materials
  • Care2Learn
  • Free College meals

If you are aged 19 and over, you could apply for childcare, travel and materials costs through:

  • 19+ Bursary 
  • 19+ Advanced Learner Loan Bursary
  • HE Loan Bursary

You can apply for this assistance if you are studying an eligible qualification course and you meet certain criteria. For more details, contact an Enrolment Advisor or email enrol@racc.ac.uk

Advanced Learner Loans

The Advanced Learner Loan can help you cover the course fees if you are 19 years old or over when you start a course at Level 3 to 6. This includes Access to Higher Education Diplomas and other Certificates. To find out whether the course qualifies for the loan please ask an Enrolment Advisor.

  • Anyone aged 19 and over can now apply for a loan to study, there's no upper age limit. If you're aged between 19 and 23 and you do not already hold a full level 3 you may be entitled to free courses.
  • Applications are not means or credit checked.
  • The amount of money you can borrow depends on the course, however, the minimum is £300.
  • You only start paying your loan back if you start earning over £21,000.
  • When you start paying it back you only pay back 9% of any income above £21,000 (minimum) so if you start to earn £22,000 your repayment would be made on £1000 which is approximately £7.50 per month of £90 per year.
  • You would need to pay interest on the loan.
  • If you go on to complete a higher education course your loan for an Access to HE course will be written off.

How to enrol using Advanced Learner Loan?

  • Apply for a place on your chosen course, if accepted after interview the tutor will give you a signed enrolment form.

  • Take this form fully completed with ID to the enrolments team. They will provide a Learning and Funding Information Letter (LAFIL).

  • The Learning and funding information letter will have all the information you require to apply for the loan.

  • You would need to apply online or download an application form 

  • Please make sure that you apply as early as possible as you will not be fully enrolled until your loan is fully approved by the Loan Company.

  • If you wish to secure your place on the course you are able to set up an instalment plan whilst your loan application is being processed. Once we have received a confirmation that your loan has been approved we will refund any monies paid minus £15 administration fee.

  • If your loan is not approved there are other ways to pay for your course. Please advise the College if the loan is not approved.

Career Development Loans

If you are aged 18 and over, you may be able to fund your course(s) with a Career Development Loan from certain banks. CDLs are intended to help you with your career progression and do not have to be used to pay for a qualification course. You need to apply directly to the bank. Further details can be found at www.gov.uk/career-development-loans/overview

HARDSHIP SUPPORT

If you are enrolling on a course that does not attract a discount or concession and have a specific hardship which means you are unable to pay the fee, you can apply for a fee reduction which we will consider on a case by case basis. Please email enrol@racc.ac.uk with your details for consideration.